underwrite

Compared meaning: to provide insurance for something (verb).

比较义项：为……承保、提供保险（动词）。

• insure

  The everyday, neutral word for buying or providing insurance on ordinary things like a car, house, or health; used from either the customer's or the insurer's point of view.

  insure是日常、中性的用词，指为汽车、房屋或健康等普通事物购买或提供保险，可以从投保人或保险公司的角度使用。

  Most homeowners insure their house against fire and flood damage.

  大多数房主都会为自己的房子投保，以防火灾和洪水造成的损失。

• underwrite 本词

  A formal business term used mainly by insurance companies or banks: to formally agree to accept a risk, or to fund something, after carefully assessing it, often for large or risky ventures.

  underwrite是较为正式的商业用词，主要用于保险公司或银行，指在仔细评估风险之后正式同意承担该风险或为其提供资金，通常用于较大或风险较高的项目。

  The bank agreed to underwrite the risky new business loan.

  银行同意为这笔风险较高的新企业贷款提供承保担保。

Insure and underwrite both mean to provide insurance, but insure is the everyday, neutral word for ordinary things like a car, house, or health. Underwrite is a formal business term, used by insurance companies or banks that accept a risk after careful assessment.

这两个词在“承保”这一意义上意思接近，但insure是日常用词，语气中性，多用于为汽车、房屋、健康等普通事物投保；underwrite更为正式，多用于保险公司或银行在评估风险后对大额贷款、项目或证券发行进行承保或担保。这里不比较insure在美式英语中偶尔被当作“确保”（ensure）使用的口语用法。