lend

Compared meaning: to give something temporarily, expecting it back (verb).

比较义项：借出（动词）。

• loan

  "Loan" as a verb is mainly American English, often formal or institutional — banks or businesses loaning money or valuables — and is rarely used for small everyday favors like lending an umbrella.

  “loan”作动词主要用于美式英语，语气较正式，常见于机构场合——银行或企业借出金钱或贵重物品，很少用于借雨伞这类日常小忙。

  The bank agreed to loan the company fifty thousand dollars to expand its operations.

  银行同意借给该公司五万美元以扩大业务。

• lend 本词

  "Lend" is the everyday, standard verb in both American and British English, used for money, objects, or even abstract things like attention, and sounds natural for small informal favors.

  “lend”是英式和美式英语中都通用的日常动词，可用于借出金钱、物品，甚至抽象的东西，用在日常帮忙的语境中很自然。

  Can you lend me your umbrella? I forgot mine at home.

  你能借给我你的雨伞吗？我把自己的忘在家里了。

Both words mean to give something temporarily. Loan as a verb is mainly American English, often formal or institutional, like banks loaning money. Lend is the everyday, standard verb in both American and British English, used for money, objects, or small informal favors.

这两个词在“借出”这一义项上意思相近，但语域和用法不同：loan更常见于美式英语中的正式、金融或机构场合，而lend是更通用、日常的说法，英美都常用。